We would like you to factor just as long as possible, but we have to go into this topic with realistic goals in mind. Most companies should factor only until their cash flow improves.
During this period, additional equity and cash can be built up in your company. When this happens you would no longer need our services. Your accounts receivable list, by this time, would be comprised of good, quality accounts that you can reliably absorb back into your company.
Of course, if you are an independent, or just don't want to deal with the hassle of finding the right people to provide these services internally for you....a long term venture with CJM Financial might just be in your best interest!