Factoring is simply the sale of your accounts receivables at a discount to us, in exchange for immediate payment. Once you factor a company's invoice to us, then that company shall continue to be factored until you terminate the agreement.

Once we factor the invoices, we then become responsible for mailing them out, following up on those past due customers (with TLC), and receiving the payments. On the rare occasion (less than 0.2%) that a company goes beyond 60 days, we file on their bond and contact the appropriate companies and people to help insure immediate payment on your behalf.

This not only benefits your company as a quick cash infusion, but also helps you create a database of prompt reliable customers. There is absolutely no charge to check out the prospective customer's credit, with the understanding that if approved, it will be factored through us for the course of our relationship. In other words, CJM becomes your credit manager, accounts receivables and collection departments.

Not only does factoring strengthen your checkbook, but also your accounts receivables!!