Is factoring for everybody? Absolutely not! There are many different scenarios in which factoring simply does not make sense. But when does it make sense??

If you seem to have too many bad debts, credit control is obviously a problem. Does your company check credit?? Perhaps the person analyzing the credit requests doesn't truly understand the importance of the credit analysis. Sometimes, their attitude is just not in sync with making good credit decisions. CJM Financial understands that credit is more than just waiting to get paid, it's your money in someone else's pocket!! And the only people you want to trust like that, are people who deserve that trust. We analyze credit history through information provided by some of the largest credit agencies in the country, who collect data provided by thousands of companies just like yours. We accept only those that are in your best interests.

Independent truckers often don't have time to sit around and wait for checks to arrive, follow up on billings, or even to check credit! Lets face it, if you are an independent and you are not on the road, you are not making money! Why don't you get back out on the road doing what you do best and we will take care of those invoices?!

Perhaps you could use some money to get another truck, or maybe a whole new business package.....like advertising, a new computer system, maybe bringing on a new employee or two, but you just can't afford it right now! Factor your invoices and have immediate cash flow! Just imagine what you could do for your company, if your accounts receivables turned into cash today!!